Why Choose SO-CAL?

1

Capital That Works

Measured beyond years, SO-CAL Capital brings trusted experience, proven knowledge, and flexible opportunities together. Our strength lies in programs that focus on results, powered by practical, makes-sense underwriting. That’s Capital That Works.

2

Experience Matters

Measured beyond markets, SOCAL Capital brings broad expertise, trusted perspective, and adaptable strategy together. We anticipate challenges, uncover opportunities, and guide every decision with clarity and precision. That’s Experience You Can Count On.

$663M
Funded
Transactions
780
Properties
Funded
1,764
Clients
Served
#1
In Southern
California
Private Lending Solutions That Work for You
Whether you’re a borrower or an investor, SO-CAL Capital provides private lending solutions built on practical underwriting and tailored programs. Our focus is simple: smarter deals, better results. Discover what’s possible with SO-CAL Capital.
FOR THE INVESTOR
At SO-CAL Capital, we offer investors a smart alternative to depository accounts and the unpredictable swings of the stock and bond markets. Our investment products are designed to bring balance, diversification, and growth potential to your portfolio—without the volatility of conventional options. By choosing SO-CAL Capital, you gain access to opportunities built for today’s economy, helping you protect your wealth while pursuing stronger returns.
FOR THE BORROWER
With SO-CAL Capital, you gain access to competitive rates and financing solutions that support your objectives. We offer bridge loans, cash-out options, and first or second trust deeds on residential, multifamily, and commercial properties. Our approach emphasizes transparency, consistency, and creative structures that align with your goals. Each solution is designed to deliver stability and opportunity—providing the capital you need to move forward with confidence and achieve lasting growth.
Product Highlights
Business Purpose Loans built to deliver flexible terms, common-sense underwriting, and qualified access to capital.
1st and 2nd
Trust Deeds
Fixed %
interest
rates
No
Minimum
FICO
Fix & Flip,
Purchase,
Refi & Cash Out
Flexible DCRS
Up to 75% LTV
Loans from
50K to 5 Million
No
Prepayment
Penalty
Lending in
CA, NV, WA, UT, CO, FL, And more
Modern Trust Deed Investing with SO-CAL Capital
SO-CAL Capital brings a fresh, modern approach to trust deed investing—blending experience with diversification to deliver smarter opportunities for today’s investors and brokers. Just like yours, our portfolio is designed for stability and growth, continually evolving with the market.
Ready to Invest With Us?
Our strength lies in our ability to understand and address our clients and partners needs with clarity, experience and eye towards maximizing returns.