A fully renovated 3-bedroom, 3-bathroom ranch-style home offering 1,832 square feet of living space on a 5,025-square-foot lot. Purchased by the Borrowers in July 2024 for $825,000, the home underwent an extensive $250,000 renovation and expansion from its original 887 square feet. The single-story residence now features modern finishes and functional upgrades, including new interior and exterior paint, luxury vinyl plank flooring, recessed lighting, plantation shutters, dual-pane windows, central air conditioning, a dedicated laundry room, a covered porch and patio, and a two-car garage. The kitchen is outfitted with new white cabinetry, quartz countertops, a large center island with seating, custom lighting fixtures, and stainless steel appliances. Bathrooms feature tiled floors, quartz countertops, and walk-in tiled showers, blending style and durability. The loan request is for $800,000, with a 12-month maturity, to refinance the current purchase lien and provide cash out for the acquisition of another investment property. The Borrowers plan to lease and stabilize the property before refinancing into a long-term DSCR loan. The Borrowers are experienced real estate partners. One is among the top 1% of producing loan officers in California and is also a licensed real estate agent, owning ten investment properties plus his primary residence. Eight properties are leased, generating $34,360 in monthly rental income. His financial strength is demonstrated by $925,911.69 in deposits over the last three months across two accounts, along with a 753 FICO score. The other Borrower is a repeat SO-CAL client, a self-employed real estate investor and full-time Network Engineer. He owns his primary residence plus five investment properties, with approximately $1,790,000 in protective equity and $324,446.89 in liquid funds. He has a strong FICO score of 757. This property and borrower profile present a solid, income-producing investment opportunity backed by proven real estate expertise and strong financials.