This loan is a first deed of trust on a residential lot in Malibu, CA. Malibu is a beach city in the Santa Monica Mountains region of Los Angeles County, California, about 30 miles west of downtown Los Angeles. It is known for its Mediterranean climate, its strip of beaches stretching 21 miles along the Pacific Ocean coast, and for its long-term status as the home of numerous affluent Hollywood celebrities and executives. Although a high proportion of its residents are entertainment industry figures with multi-million-dollar mansions, Malibu also features several middle- and upper-middle-class neighborhoods. The Pacific Coast Highway (State Route 1) traverses the city, following along the South Coast of California. Malibu has achieved almost mythological status among California beach towns. It’s known for its celebrity homes and beaches, including wide and sandy Zuma Beach. To the east is Malibu Lagoon State Beach, known as Surfrider Beach for its waves. Inland, trails weave through canyons, waterfalls, and grasslands in the Santa Monica Mountains. The subject is a 4,383 square foot beach front lot on Pacific Coast highway in the heart of Malibu. The home was recently burned down in the fires. It originally had 2,100 square feet of living space with 30 + square feet of beach frontage. Malibu is actively rebuilding after the recent wildfires, focusing on restoring homes and the community. The city is providing support through a dedicated website, a rebuild center, and by working with residents through every step of the process. The rebuilding process involves initial steps like property preparation, planning, obtaining permits, building, and final inspections. The City of Malibu is working to make the rebuilding process as smooth as possible and has hired a consulting firm to expedite the process for fire victims.