This loan is a first deed of trust on a single-family residence in Sacramento, CA. Sacramento, the state’s vibrant capital, is a dynamic city that blends rich history with modern growth. Located at the confluence of the Sacramento and American Rivers, it is known for its tree-lined streets, diverse communities, and thriving arts and food scenes. Sacramento played a pivotal role during the Gold Rush era, and echoes of its past can still be explored in Old Sacramento’s preserved historic district, with wooden boardwalks, museums, and riverfront attractions. The subject is a brand-new Quadraplex constructed in 2025. The units contain a total of 3,765 square feet, and each unit has 2 bedrooms and 1 bathroom. The property features luxury vinyl plank flooring, dual pane windows, ceiling fans, central air conditioning, a concrete porch and patio, a wood fence, and a four-car garage. The kitchens have dark wood cabinets, quartz countertops, and stainless-steel appliances. The bathrooms have quartz countertop vanities and tiled quartz showers with a bathtub.The purpose of the loan is to provide cash out for the borrowers to use towards another construction project currently in process. Before maturity, the Borrower will sell the property and pay off the loan.