Stockton, CA

December 04, 2025

Property Type: Industrial
Transaction Type: Cash Out

LOAN DETAILS

Loan Type: 1st Trust Deed
Loan to Value (LTV): 39%
Loan Amount: $2,000,000
Loan Term: 36 Months

PROPERTY DESCRIPTION

This loan is a first deed of trust on an industrial property in Stockton, CA. Stockton is a vibrant and diverse city located in the heart of the Central Valley, about 80 miles east of San Francisco. As the county seat of San Joaquin County, Stockton serves as a major hub for agriculture, transportation, and commerce. With a population of over 320,000 residents, it is one of the largest cities in Northern California. Stockton is known for its rich cultural heritage, with a blend of communities that contribute to its dynamic arts, music, and food scenes. The city is home to the University of the Pacific, California's oldest chartered university, adding a youthful and academic energy to the area. The industrial property encompasses a spacious 5.96-acre lot (259,618 square feet) within a well-established mixed-use industrial and residential area. The site is improved with partial asphalt and concrete paving, perimeter fencing with gated access, and includes two industrial buildings totaling 12,510 square feet. Constructed in 1953, the improvements consist of a primary 11,160-square-foot office/ warehouse and a 1,350-square-foot service building, both of average quality and condition. The property features functional industrial amenities including a 12% office buildout, clear heights ranging from 16 to 24 feet, 10 dock-high loading doors, and 2 grade-level loading doors, providing flexibility for logistics and operational needs. Zoned IG (Industrial General), the property supports uses such as light manufacturing, storage yards, and truck terminals. It is fully owner- occupied and offers ample yard space for truck or equipment storage, supported by its low 4.8% site coverage ratio. The property benefits from its proximity to major transportation routes, including Interstate 5 and State Routes 4 and 99, and lies within minutes of the Stockton Metropolitan Airport. With its functional design, flexible zoning, and location in a strategic logistics corridor, this property is ideal for owner- users seeking operational efficiency or investors looking for a stabilized industrial asset.